e.R.v.I.n.A aka e.V.a

..::Still.A.Gal::..
..::Not.Yet.A.Woman::..
..::bDaE.30.dEc.1987::..
..::Capricorn.Gal::..
..::Ngee.Ann.Poly.(FMB)::..
..::Camera.Promoter::..
..::Facilities.Executive::..
..::Event.Executive::..
..::Love.My.Honey.Sta::..
..::GACES.For.Life::..

*mAiL.mi*
*mY.fRiEnDsTeR*

wIsH LiSt

..::Red.DS::..
..::Destinee::..
..::New.Lappy::..
..::Orange.Dino::..
..::New.Printer::..
..::New.Desktop::..
..::Working.Bag::..
..::Apple.itouch::..
..::Super.Slim.HP::..
..::Formal.Jacket::..
..::Further.Studies::..
..::Facial.Package::..
..::Fitness.Package::..
..::Crumpler.Backpack.Red::..
..::Crumpler.Slingbag.Red/
Orange::..
..::Dragonfly.Pendent::..
..::Suzuki.Swift.Sport::..
..::3x.Optical.Zoom.HP::..
..::Wallet.with.2.photos.slot::..
..::Capita.Vouchers::..
..::Adidas.Vouchers::..
..::Tangs.Vouchers::..

..::$$$.MONEY.$$$::..

bOoKs LiSt

Nicholas Sparks
..::Notebook::..
..::The.Choice::..
..::The.Lucky.One::..
..::True.Believer::..
..::3.weeks.w.my.bro::..
..::A.Bend.In.e.Road::..

Sophie Kinsella
..::Shopaholic.Takes.Manhattan::..
..::Shopaholic.Ties.The.Knots::..
..::Shopaholic & Sister::..
..::Can.You.Keep.A.Secret::..
..::Remember.Me::..

tHuMb Up

..::sLeEp::..
..::sLaCk::..
..::wOrK?::..
..::SiNg.K::..
..::cYcLiNg::..
..::gO.bEaCh::..
..::sUrF.nEt::..
..::sHoPpInG::..
..::cHiLL.oUt::..
..::rElAx.AlOnE::..
..::wAtCh.MoViE::..
..::pLaY.bOwLiNg::..
..::LiStEnInG.tO.mUsIc::..

tHuMb DoWn

..::mY.pImPlEs::..
..::bEiNg.SaD::..
..::bEiNg.BoReD::..
..::bEiNg.BuLLy::..
..::bAcKsTaBbErS::..
..::bEiNg.BeTrAy::..
..::bEiNg.LeFt.OuT::..
..::bEiNg.MaKe.Use::..
..::tAlK.bEhInD.mY.bAcK::..

..::Shi.Bai.De.Nan.Ren::..

LiNks*

("v")My.Love("v")
..::mY hUbBy::..

("v")GACES & CO.("v")
..::aLiNa::..
..::aNgElA::..
..::wEiTiNg::..

("v")Sisters("v")
..::dEhUi::..
..::jOrEeN::..

("v")Good.Friends("v")
..::hOnG::..
..::eDiSoN::..
..::eDiSoN.2::..
..::eDiSoN.3::..

("v")Friends("v")
..::hAnChOnG::..
..::jAyDeN::..

("v")Sec.Sch.Friends("v")
..::bEnGbEnG::..
..::dEnNiS::..
..::sHaNyUn::..
..::yUnRu::..

("v")NP.FMB("v")
..::aH.tOnG::..
..::ChInLiNg::..
..::cHrIsTiNa::..
..::HuIwEn::..
..::fEnPeI::..
..::jAsMiNe::..
..::LiFaNg::..
..::PaMeLa::..
..::vInCeNt::..
..::yAnHuI::..

("v")NP.ASTRO("v")
..::nP.aStRo::..
..::bAo.LiNg::..
..::eVeRn::..
..::mIaOqIn::..
..::QiAoXuAn::..
..::wILsOn::..

("v")Uni.Friends("v")
..::eUnIcE::..

-..- FUN WEBBIES -..-
..::Photo Funia::..
..::YearBookYourself::..
..::MagMyPic::..
..::ImageChef::..
..::Webfetti::..
..::PrincessFonts::..
..::Lunapic::..
..::Pizap::..
..::LoveLanguage::..

-..- SHOPPING LINK -..-
..::Rendezvous Palace::..
..::landscape-sg products::..
..::landscape-sg::..
..::creativEvolution::..
..::A.Studio::..
..::Weekends::..
..::BlogShops::..
..::FashionFanatics::..
..::Threadless Blogshop::..
..::Havaianas::..

-..- NeoPets -..-
-..- nEoPeTs -..-
..::Daily Things 2 Do::..
..::Games Guide::..
..::Games Guide 2::..

-..- Other Links -..-
..::kraftfoods::..
..::BiscuitKing::..
..::ieatishootipost::..
..::pHoToShOp TiPs::..
..::sCoRe::..
..::Opportunity 1::..
..::Opportunity 2::..
..::Opportunity 3::..
..::Opportunity 4::..

Tuesday, June 10, 2008

seeing my bank balance is making me very EMO...

imagine it's only 12 days after ive gotten my pay...
and 18 more days before i get my next pay...
and im left with less than 20% of my pay in the bank...

yes, u heard it right...
LESS THAN 20%...

this is my estimated breakdown in percentage of my expenses (the 80% of my pay):
Amt Withdraw (food & MSIC etc): 18%
Bills: 17%
Present: 15%
Shopping: 13%
Saving: 7%
Movie: 3%
Transport: 4%
Cash on hand: 4%

This is seriously how very bad it is...
=(((
it's not that i dont know financial planning...

I know that i should put 60% of my pay into saving...
which is highly impossible...

Well, to console myself...
i can say... this mth hp bill is high...
due to oversea calls when im at bangkok....
and getting presents for my dearest ones are worthwhile...

But still, i must stop myself from withdrawing $$...
and spending them without knowing...

Next mth onwards have to start paying dad's cpf for the $$ he spent on my poly education...
i must (got no choice) spend alot lesser...
otherwise, i'll really die...

good thing is...
next mth can get bonus...
when i don't know...
how much i also don't know...
hoping for pay rise...

-still emoing-

-Angel.by.my.side- 1:41:00 PM